Frequently Asked Questions

Have Questions About Financial Planning for Your Small Business? We’ve Got Answers!

What states does Harper Financial work in?

Although we are located in Kansas, Harper Financial serves clients across the United States. We can help you with your financial planning needs no matter which state your business operates in.

What services does Harper Financial offer?

We offer financial tax planning, strategic financial advice, generational planning, insurance planning, and investment management tailored to the needs of small- to medium-sized family businesses like yours.

Do you prepare and file taxes?

No, we can help you pay less taxes through comprehensive tax planning strategies, but a local accountant is better suited for tax preparation needs.

What makes Harper Financial different from other financial advisors?

Our client-centered approach, personalized service, and commitment to providing advice free from third-party interests set us apart. We focus on your long-term success without overwhelming you with jargon.

What is generational planning, and how can it benefit my business?

Generational planning helps ensure your family business thrives for generations. We listen to your hopes and dreams for your business and then create strategies to help you get there. Our goal is a smooth transition from one generation to the next, securing long-term success.

How do you ensure my financial plan is tailored to my needs?

There is no cookie-cutter plan that will meet your needs. So, we take the time to understand your business goals, challenges, and unique circumstances. Our personalized approach ensures your financial plan is customized to meet your needs.

Can you help with investment management?

Yes, we provide strategic investment management services to grow and preserve your wealth, help you achieve your financial goals, and ensure the long-term prosperity of your business.

How will I keep track of my accounts, net worth, and spending?

You will have your own customized client portal, which will display your entire financial life in one place. You can access it from your computer or phone and view all of your accounts, net worth, spending, etc.

What kind of businesses do you typically work with?

We love working with family businesses where the founders are involved in daily operations. Most clients have two or even three generations working for the company and less than 100 employees overall.

How do you charge for your services?

Our fees are transparent and based on the services we provide. During your free consultation, we will discuss our fee structure in detail and ensure there are no surprises. If our financial planning services are outside your budget, we are happy to make referrals for lower-cost alternatives.

Can I cancel at any time, or is there a long-term contract?

You can cancel the relationship at any time. Our clients pay monthly or quarterly, and you can continue the relationship at each renewal.

Do I need a certain amount of money to work with you?

Absolutely not. We don’t have investment asset minimums because we feel that your highest performing asset over time is your business. We specifically set up our pricing structure to provide advice on growing that asset without a conflict of interest.

What should I expect during my first consultation?

During your first consultation, we will discuss your financial goals, challenges, and current strategies. We will provide an overview of how we can help you and outline the next steps to achieve your business and financial objectives.

I'm not an entrepreneur – can I still work with you?

That depends! Are you planning to start a business or have a side gig? Then yes! We also work with retirees because a business owner who sells their business continues to need our advice. We are happy to schedule a time to talk and see if we are a good fit.


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